Earned Wage Access,1 allows you to access a portion of your pay before payday through your Wisely® card.
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There is no cost to transfer your earned wages into your Wisely account. See your Wisely Cardholder Agreement and Disclosure or the Earned Wage Access1 Terms & Conditions in Account Settings for more information about fees that may apply related to transactions you may choose to make with your Wisely account.
To transfer your available earned wages:
- Log into the myWisely app4 or online at myWisely.com
- Tap or click the transfer arrows in the upper right corner and select “Transfer Money”
- Select “From Earned Wage Access”
- Select “To Wisely card”
- Enter the amount to transfer
- Confirm your transfer to complete the transaction
Your funds will be available in your Wisely card account almost instantly.
When you opted-in for Earned Wage Access,1 you agreed that 100% of your pay would be directed to your Wisely account. This does not affect the timing or accuracy of you receiving your pay. See the Earned Wage Access1 Terms & Conditions in Account Settings for more information.
If you have a question about Earned Wage Access,1 contact the number on the back of your Wisely card.
Yes, you can opt-out of the Earned Wage Access1 feature by visiting Account Settings on the myWisely app4 or online at myWisely.com. After you opt-out, you can no longer access your wages until you opt back in again. Your direct deposit settings will remain in place until you change them through your employer.
After you initiate your earned wage transfer, the funds will be available in your Wisely account almost instantly.
Yes, you’ll receive your entire net pay on payday.