Get Paid Early and Earn Cashback Rewards

Take a better financial path forward.

Brought to you by ADP^®, a Wisely^® card and myWisely mobile app³ put you in charge of your money and give you more flexibility and control at every step, so you can accomplish your everyday goals and also see way beyond payday.

Get paid up to 2 days earlier¹.

Get your direct deposit up to 2 days early¹.

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Shop with confidence.

Online, in-store, in-app⁴, or by phone where Visa^® debit cards are accepted and where Debit Mastercard^® is accepted^4,5.

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Earn cash back² when shopping.

Shopping can be its own reward, but why stop there? Wisely gives you cash back² where you like to shop, dine, and travel.

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Leave hidden fees behind.

We’re clear and transparent about any fees associated with your account⁶.

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Wisely puts you in control.

Pay bills easily.

Get ahead of paying bills either online, in-app,⁴ or by phone everywhere Visa^® debit cards are accepted and where Debit Mastercard^® is accepted.

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Protect yourself from fraud.

Even if your card is lost or stolen, your balance is protected and your account is secured with features like instant card lock and more⁷.

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Save and manage your money on your terms.

Track your balance and spending 24/7 and save for the things that matter most to you⁸.

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Skip ATM fees.

Get access to up to tens of thousands of surcharge-free ATMs nationwide⁹.

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Wondering if Wisely is right for you?

Learn about features and tips that have helped people just like you take control of their finances.

Learn how we collect and use your information by visiting our Privacy Notice

man looking excited to see early direct deposit on mobile phone

Get the myWisely app⁴

Rated highly by other users currently on the path to financial wellness.
The myWisely^® mobile app makes managing your money on the go easy.

You must opt-in to early direct deposit on mywisely.com or myWisely mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. ↩
Cash back rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your Wisely Rewards savings envelope within the next calendar month following your completed transaction. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards features for purchases and eGift cards. These optional offers are not Fifth Third Bank, Pathward, Mastercard, or Visa products or services, nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these offers. ↩
The Wisely card is a prepaid card, references to digital account are referring to the management and servicing of your prepaid card online digitally or through a mobile app. The Wisely card is not a credit card and does not build credit. ↩
Standard message fees and data rates may apply. ↩
Additional terms and third-party fees may apply. ↩
To view applicable fees, please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information. ↩
Your funds are protected from fraud if your card is lost or stolen. You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. For more information, please review your cardholder agreement by logging in to the myWisely app or online at mywisely.com. ↩
Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app or at mywisely.com. ↩
The number of fee-free ATM transactions may be limited. Please see your cardholder agreement and list of all fees for more information. ↩

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

It's your money. Make the most of it with Wisely®.

Take a better financial path forward.

Get paid up to 2 days earlier1.

Shop with confidence.

Earn cash back2 when shopping.

Leave hidden fees behind.

Wisely puts you in control.

Pay bills easily.

Protect yourself from fraud.

Save and manage your money on your terms.

Skip ATM fees.

Wondering if Wisely is right for you?

Get the myWisely app4

Rated highly by other users currently on the path to financial wellness. The myWisely® mobile app makes managing your money on the go easy.

It's your money.
Make the most of it with Wisely^®.

Get paid up to 2 days earlier¹.

Earn cash back² when shopping.

Get the myWisely app⁴

Rated highly by other users currently on the path to financial wellness.
The myWisely^® mobile app makes managing your money on the go easy.