About Us | Wisely

one purple Wisely Visa and one Wisely Mastercard debit card

What we do.

Your Wisely card and digital account¹ can help you access your pay early, pay bills, get cashback rewards² with everyday purchases, and spend, plan, and save with fewer fees.³ And it’s all in one place, complete with the tools and support to help you make the most of your money.

Two Wisely customers checking their Wisely digital account.

Our roots go deep.

For over 70 years, ADP^® has helped reimagine the way you get paid. As the payroll source for one in six US workers and 39 million workers worldwide, we know you’re looking for fast, flexible and secure ways to get paid. That’s why we’ve created Wisely – to help you enjoy great financial control, security and confidence in today's fast-paced digital world.

We're proud to be recognized as an innovator in FinTech

FinTech Breakthrough Award

2024 - Winner - Best Employee Benefits Solution
2023 - Winner - Banking Innovation

PayTech Awards

2023 - Highly Commended - Best Retail Payment System
2023 - USA Winner - Best Contribution to Economic Mobility

Banking Tech Awards

2024 - Winner - Best Contribution to Economic Mobility
2023 - Winner - Best Contribution to Economic Mobility

Afford yourself every advantage.

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Are You An Employer?

If you’re the one paying wages, Wisely turns how you pay into a competitive advantage. We make it simple for you to pay, empower and reward all your employees—and leave paper behind. Wisely^® is a secure, 50-state-compliant-enabled, and flexible payment solution for you and your employees.

Learn more by visiting our corporate site.

Learn More

Wisely is a prepaid card, references to digital account are referring to the management and servicing of your prepaid card online digitally or through a mobile app. Wisely is not a credit card and does not build credit. ↩
Cash back rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your Wisely Rewards savings envelope within the next calendar month following your completed transaction. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards features for purchases and eGift cards. These optional offers are not Fifth Third Bank, Pathward, Mastercard, or Visa products or services, nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these offers. ↩
Please see Cardholder Agreement for details. ↩

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Who we are.