How it Works

How do I transfer earned wages to my Wisely card?

To transfer your available earned wages:

Log into the myWisely app⁴ or online at myWisely.com
Tap or click the transfer arrows in the upper right corner and select “Transfer Money”
Select “From Earned Wage Access”
Select “To Wisely card”
Enter the amount to transfer
Confirm your transfer to complete the transaction

Your funds will be available in your Wisely card account almost instantly.

How much of my earnings can I transfer?

You can transfer a portion of your eligible net earned income based on the hours you have worked. To view the amount you can transfer, log in to the myWisely app⁴ or online at myWisely.com.

How often can I transfer my eligible earned wages to my Wisely card?

You can transfer your eligible earned wages to your Wisely card once a week. See the Earned Wage Access¹ Terms & Conditions in Account Settings for more information.

How quickly will I receive my money?

After you initiate your earned wage transfer, the funds will be available in your Wisely account almost instantly.

Earned Wage Access powered by DailyPay™, is available to Wisely Pay cardholders through the myWisely app or at mywisely.com once your Wisely card is activated. Additional terms and limits apply. Opt-in is required. This optional offer is not a Fifth Third Bank, Mastercard or Visa product or service, nor does Fifth Third Bank, Mastercard or Visa endorse this offer.
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While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information.
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Source: FTI Consulting ↩
Standard text message fees and data rates may apply. ↩

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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