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Cash Back Rewards

Tips to maximize the return on your cash back rewards

Earning cash back1 rewards on everyday purchases is an excellent way to get ahead on the path to financial wellness. But with a little savvy and some planning, you can squeeze even more out of this Wisely® card benefit.
TIP

Use rewards to pay down debt.

As cash back1 rewards are deposited into your savings envelope,2 you can use them however you choose— including to help pay down debt. If you have a sizable amount of debt, paying down that interest might be worth more than any purchases you could make.

TIP

Treat yourself x2.

Earn cash back1 rewards when you treat yourself with your Wisely card. Then, use those cash back1 rewards for a little something extra.

TIP

Make delivery deliver a little something extra.

You guessed it — cash back1 rewards. You're staying in. Why shouldn't some of those hard-earned dollars do the same?

Opt in for cash back rewards
Graphic of groceries delivered using Wisely cash back rewards
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Footnotes

  1. Cash Back Rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your savings envelope within 4 weeks after the transaction has completed. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. You must login to myWisely to access the Rewards feature for purchases and e-gift cards. These optional offers are not a Fifth Third Bank, Pathward, Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward, Mastercard or Visa endorse this offer. ↩
  2. Amounts transferred to your savings envelope will no longer appear in your available balance. Savings envelope and related balance can be found in ‘Future’ tab of myWisely.com and the myWisely app. ↩
  3. Standard text message and data rates apply. ↩

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.
Copyright © 2023 ADP, Inc. All rights reserved.