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Rewards Programs

Tips to maximize the return on your rewards

Earning special discounts on everyday purchases is an excellent way to get ahead on the path to financial wellness. But with a little savvy and some planning, you can squeeze even more out of this Wisely® card benefit.
TIP

Use rewards to pay down debt.

As rewards are deposited into your savings envelope, you can use them however you choose— including to help pay down debt. If you have a sizable amount of debt, paying down that interest might be worth more than any purchases you could make.

TIP

Treat yourself x2.

Earn special deals when you treat yourself with your Wisely card. Then, use those rewards for a little something extra.

TIP

Make delivery deliver a little something extra.

You guessed it — special savings. You're staying in. Why shouldn't some of those hard-earned dollars do the same?

Explore Rewards
Graphic of groceries delivered using Wisely cash back rewards
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    • Early Direct Deposit
    • Rewards Program
    • No Hidden Fees
    • Shop
    • Bill Pay
    • Security
    • Savings
    • Move Money
    • Surcharge-Free In-Network ATMs
    • Tax Refunds
    • Partner Perks
  • Financial Wellness
  • Who We Are
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  1. eGift Card cash back offers are powered by Blackhawk Network and range from 2% - 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the Wisely Rewards savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards feature for eGift cards. These optional offers are not a Fifth Third Bank, Pathward, or [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
  2. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely® app or at mywisely.com.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.
Copyright © 2025 ADP, Inc. All rights reserved.

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