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Fees

Are there fees for using my card?

How do I find the fees associated with my card?

  • Benefits
    • Early Direct Deposit
    • Rewards Program
    • No Hidden Fees
    • Shop
    • Bill Pay
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    • Savings
    • Move Money
    • Surcharge-Free In-Network ATMs
    • Tax Refunds
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  1. To view applicable fees, please log in to the myWisely® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
  2. Standard message and data rates may apply.
  3. Because this card is prepaid, you can only spend what is on the card and thus are unable to overdraft.
  4. You must opt-in to early direct deposit on mywisely.com or myWisely® mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely® app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. Additional Identification verification is required.
  5. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely® app or at mywisely.com.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.
Copyright © 2025 ADP, Inc. All rights reserved.

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