Get your tax refund up to 4 days early.

Expecting a tax refund? Get it early via direct deposit on your Wisely card, and make the most of your money.

Setup is quick and easy

If you have a Wisely Pay card, be sure to verify your ID first to get an early tax refund and access other features.

If you already have verified your ID for your Wisely Pay card or have Wisely Direct card, just log in to get your account and routing numbers.

Set up alerts in the myWisely app during tax season.

It’s your tax refund.
Put it to work for you.

Get an early tax refund for better money management.

Pay bills early and on time

Get ahead of your bills and avoid late fees.

Earn rewards while you shop

Earn rewards where you love to shop, dine, and travel.

Save for what’s important

Save for what matters, like emergency savings or a vacation.

Illustration showing ease of direct deposit tax refund

Get Your Tax refund by direct deposit

4 easy steps to a quick tax refund

If you have a Wisely Pay card, be sure to verify your ID. If you already have verified your ID or have a Wisely Direct card, skip to step 2.
Go to the Direct Deposit screen and find your Wisely account number and routing number.
Enter the numbers in the refund section of your tax return.
Select “checking” as your refund type on your tax return.

Tip: Set up account alerts in the myWisely app so you’ll know when your tax refund has been direct deposited to your card.

Expecting a nice big refund?

Be sure to check your card load limits in advance.

Need to set up direct deposit of your refund?

If you have a Wisely Pay card, be sure to verify your ID. Log in to the myWisely app or the website and look for the “Verify ID” button.

Discover all the features you can access after verifying your ID.

person holding up purple Wisely prepaid debit card

Got Wisely Direct or verified your ID for your Wisely Pay card?

You’re eligible to get tax refunds via direct deposit. Get started now by accessing your account information.

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor’s payment instruction. 4 days faster funding claim is limited to federal government benefit funds. IRS processing times will not be affected. For up-to-date information from the IRS, visit https://www.irs.gov/refunds. ACH load limits will apply. To view your load limits, view the Limits Table on the myWisely^® app or mywisely.com.
Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card.
If you have a Wisely Pay or a Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires you to verify your identity, which you can request in the myWisely app or by calling the number on the back of your card. The identity verification process utilizes your personal information already on file, which must be validated. Card may be restricted or closed if your identity cannot be verified. This may not be available to all cardholders. If you have a Wisely Direct card (see back of card), your identity has already been verified.
Additional terms and third-party fees may apply. Please log in to the myWisely^® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
eGift Card cash back offers are powered by Blackhawk Network and range from 2% - 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the Wisely Rewards savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards feature for eGift cards. These optional offers are not a Fifth Third Bank, Mastercard or Visa product or service, nor does Fifth Third Bank or Mastercard or Visa endorse this offer.
Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely^® app or at mywisely.com.
Standard message and data rates may apply.

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.