Get Direct Deposit of Your Tax Refund

Available to Wisely Direct and upgraded Wisely Pay members. Learn about upgrades. Need to upgrade?⁸ Upgrade now

Faster refunds give you
more financial control.

Getting your tax refund via direct deposit² gives you quick access to the money you need to save,³ pay bills,⁴ and even earn cash back rewards⁵ when shopping at participating merchants.

Direct Deposit your tax
refund. It’s easy.

with Wisely, you're the boss

It’s your refund. Put it to work for you.

Pay bills⁴

Get ahead of your bills and avoid late fees.

Earn cash back⁵ on your shopping

Use your Wisely card to pay and earn cash back rewards where you love to shop, dine, and travel.

Save³ for what’s important

Wisely helps you save for what matters, like emergency savings or a vacation.

How to get it?

3 easy steps to a quick tax refund

Log in to get your Wisely account and routing numbers.

Enter them in the refund section of your tax return.

Select checking as your refund type.

TIP

Set up account alerts in the myWisely app,⁶ so you'll know when your refund arrives.

Got Wisely Direct or an upgraded Wisely Pay Card?

You can get started now.

Get Started Now

Need to upgrade⁸ your Wisely Pay card to set up direct deposit² of your refund?

No worries. It’s easy.

Upgrade Now

Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction. 4 days faster funding claim is limited to federal government benefit funds. IRS processing times will not be affected. For up-to-date information from the IRS, visit www.irs.gov/refunds.↩
Please allow up to 3 weeks after your initial setup of direct deposit for your pay to start loading to your card. ↩
Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance at any time using the myWisely app or at mywisely.com. ↩
Additional terms and third-party fees may apply. Please log in to the myWisely app or mywisely.com to see your cardholder agreement and list of all fees for more information. ↩
Cash Back Rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your savings envelope within 4 weeks after the transaction has completed. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance of your card. You must login to myWisely to access the Rewards feature for purchases and e-gift cards. These optional offers are not a Fifth Third Bank, Pathward, Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward, Mastercard or Visa endorse these offers. ↩
Standard message and data rates may apply. ↩
While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely app ormywisely.com to see your cardholder agreement and list of all fees for more information. ↩
If you have a Wisely Pay card (see the back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app or by calling the number on the back of your card. Requesting an upgrade will automatically initiate an identity verification process utilizing your personal information already on file, which must be validated to upgrade. Card may be restricted or closed if your identity cannot be verified. Upgrade may not be available to all cardholders. If you have a Wisely Direct card (see back of card), you’re already upgraded. ↩

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Get your tax refund up to 4 days early.1

Faster refunds give you more financial control.

Direct Deposit your tax refund. It’s easy.

It’s your refund. Put it to work for you.

Pay bills4

Earn cash back5 on your shopping

Save3 for what’s important