Earned Wage Access

Life doesn't wait until payday.

Whether it’s bills, expenses, or even weekend plans, Wisely can get you access to your money when you need it, at little or no cost to you.

Pay bills on time

And avoid late fees.

Manage emergencies.

Cover surprise expenses when they pop up.

Get some peace of mind.

With more flexibility and control of your money.

A couple feels in control of their finances with Earned Wage Access.

Financial Wellness

Earned Wage Access pays off in more ways than one.

93% of people who use Earned Wage Access say they feel in control of finances. 82% have saved money in fees from overdrafts, credit card interest, and payday loan interest.

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Earned Wage Access

Frequently Asked Questions

What is Earned Wage Access?

Earned Wage Access, powered by DailyPay, allows you to access a portion of your pay before payday through your Wisely^® card.

How do I get started with Earned Wage Access?

After you activate your Wisely card and set up your myWisely account, you can visit the transfers section of the myWisely app or online at myWisely.com to get started.

Is there a cost to use Earned Wage Access?

There is no cost to transfer your earned wages into your Wisely account. See your Wisely Cardholder Agreement and Disclosure or the Earned Wage Access Terms & Conditions in Account Settings for more information about fees that may apply related to transactions you may choose to make with your Wisely account.

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The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.