Get Paid Early with Early Direct Deposit

Available to Wisely Direct and upgraded Wisely Pay members. Learn about upgrades.

Get paid early

Life doesn’t always wait until payday. Nor should you. Whether it’s a bill coming due or something you want ahead of the weekend, Wisely^® gets you access to your pay up to 2 days early.¹

Avoid penalties.

Like late fees and overdraft fees.²

Manage emergencies.

Worry less about surprise expenses or late fees.

Get some peace of mind.

With more flexibility and control of your money.

Multiple Sources of Income

It’s your early direct deposit,¹ no matter where it’s coming from.

Multiple jobs. Tax refunds. Government benefits. Get them all sent ahead of schedule right to your Wisely card.³

Get paid early with myWisely app even when you switch jobs.

Wisely^® moves with you

It’s your money, no matter where life takes you.

Your Wisely^® account travels with you even when you switch jobs.

Man receiving alert that her Early Direct Deposit has been set up through myWisely app.

How to get it?

We’ll make it simple to get paid early.

You've registered online. Now it's time to take that next step, sign up for early direct deposit,¹ and get access to your pay up to 2 days early.

Opt in to get early direct deposit

Got Wisely Pay?

Upgrade³ your account at no cost to get early direct deposit.¹

Learn more

Don't just take our word for it.

"Makes it easier to get through the week and helps budget."

— Dusty S.

"Having the money available early is very helpful."

— Robert W.

"I'm able to pay my bills ahead of time and on time."

— Alishia J.

We're ready when you are.

Enroll Now

You must opt-in to early direct deposit on mywisely.com or myWisely mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. Additional Identification verification is required. Upgrade may not be available to all cardholders. ↩
See Cardholder Agreement for more details. ↩
If you have a Wisely Pay card or Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires an upgrade, which you can request in the myWisely app. Requesting an upgrade will automatically initiate an identity verification process utilizing your personal information already on file which must be validated in order to upgrade. Card may be restricted or closed if your identity cannot be verified. Upgrade may not be available to all cardholders. If you have a Wisely Direct card (see back of card), you’re already upgraded. ↩

The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Early Direct Deposit

Get your pay early. You earned it.

Get paid early

Avoid penalties.

Manage emergencies.

Get some peace of mind.

It’s your early direct deposit,¹ no matter where it’s coming from.

It’s your money, no matter where life takes you.

We’ll make it simple to get paid early.

Got Wisely Pay?

Don't just take our word for it.

We're ready when you are.

You're about to leave myWisely

Early Direct Deposit

Get your pay early. You earned it.

Get paid early

Avoid penalties.

Manage emergencies.

Get some peace of mind.

It’s your early direct deposit,1 no matter where it’s coming from.

It’s your money, no matter where life takes you.

We’ll make it simple to get paid early.

Got Wisely Pay?

Don't just take our word for it.

We're ready when you are.

It’s your early direct deposit,¹ no matter where it’s coming from.