Get direct deposit up to 2 days early 1 at no extra cost with Wisely ® by ADP ® .

Earn cash back 1 rewards on everyday purchases with Wisely by ADP ® .

Get ahead of paying your bills, 2 whether it’s with the myWisely ® app, 1 or everywhere Visa ® debit cards are accepted and where Debit Mastercard ® is accepted.

Online, in-store, in-app, 1 or by phone—however you shop, Wisely ® by ADP ® puts you in charge.

Is there a cost to use Earned Wage Access? 1

There is no cost to transfer your earned wages into your Wisely account. See your Wisely Cardholder Agreement and Disclosure or the Earned Wage Access 1 Terms & Conditions in Account Settings for more information about fees that may apply related to transactions you may choose to make with your Wisely account.

English

Q: No Hidden Fees

With Wisely ® by ADP ® , you can spend, plan, and save without hidden fees sneaking up on you. 1

Q: Security

Your Wisely ® account balance is protected. We work hard to safeguard your money.

Q: Savings

With Wisely ® , you can save for the things that matter most to you. That’s financial fitness—on your terms.

Q: Surcharge-Free In-Network ATMs

Wisely ® gives you access to up to tens of thousands of surcharge-free in-network ATMs nationwide. 1

Q: What is Earned Wage Access? 1

Earned Wage Access, 1 powered by DailyPay, allows you to access a portion of your pay before payday through your Wisely ® card.

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Early Direct Deposit

Get direct deposit up to 2 days early¹ at no extra cost with Wisely^® by ADP^®.

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Who We Are

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Terms & Conditions

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No Hidden Fees

With Wisely^® by ADP^®, you can spend, plan, and save without hidden fees sneaking up on you.¹

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Cash Back Rewards

Earn cash back¹ rewards on everyday purchases with Wisely by ADP^®.

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Bill Pay

Get ahead of paying your bills,² whether it’s with the myWisely^® app,¹ or everywhere Visa^® debit cards are accepted and where Debit Mastercard^® is accepted.

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Shop

Online, in-store, in-app,¹ or by phone—however you shop, Wisely^® by ADP^® puts you in charge.

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Security

Your Wisely^® account balance is protected. We work hard to safeguard your money.

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Savings

With Wisely^®, you can save for the things that matter most to you. That’s financial fitness—on your terms.

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Surcharge-Free In-Network ATMs

Wisely^® gives you access to up to tens of thousands of surcharge-free in-network ATMs nationwide.¹

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Upgrade

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Carrier Terms & Conditions

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Help

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FAQ

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Emergency Savings

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What is Earned Wage Access?¹

Earned Wage Access,¹ powered by DailyPay, allows you to access a portion of your pay before payday through your Wisely^® card.

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How do I get started with Earned Wage Access?¹

After you activate your Wisely card and set up your myWisely account, you can visit the transfers section of the myWisely app⁴ or online at myWisely.com to get started.

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Is there a cost to use Earned Wage Access?¹

There is no cost to transfer your earned wages into your Wisely account. See your Wisely Cardholder Agreement and Disclosure or the Earned Wage Access¹ Terms & Conditions in Account Settings for more information about fees that may apply related to transactions you may choose to make with your Wisely account.

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Tax Refunds

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Financial Wellness

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Which bill paying personality are you?

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3 Ways You Can Make Bills Less Painful

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Know the five FICO^® score⁵ factors

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What’s a liquid savings⁴ fund?

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Tips and Tricks of Direct Deposit³

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How early direct deposit² can be a game changer

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Top three signs you should consider the 50/30/20 rule.

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3 ways you can make cash back¹ rewards even more rewarding

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Saving tips to put you on a better financial path forward

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Privacy Policy

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The Wisely Pay Visa^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward^®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard^® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.