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Financial Wellness

Welcome to Wisely® Financial Wellness!

Whether you’re new here or have already mastered the ways of the Wisely® card, there’s always something to learn. Just click an article below for quick money management tips, tricks, and general info you can use to reach an even brighter financial future.

Wisely Financial Wellness
confident, smiling man with daughter on his shoulders suggesting responsible spending for financial stability
Featured Article | Money Management

Mastering Responsible Spending: Your Path to Financial Stability

Learn How
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Responsible Spending for Financial Stability feature image
Money Management

Responsible Spending for Financial Stability

Benefits of Online Bill Pay for Better Money Management feature image
Bill Pay

Benefits of Online Bill Pay for Better Money Management

How to Use Loud Budgeting to Manage Your Money feature image
Savings

How to Use Loud Budgeting to Manage Your Money

Budgeting Basics: Easy Ways to Manage Your Money feature image
Savings

Budgeting Basics: Easy Ways to Manage Your Money

How Early Pay Works: The Benefits of Early Direct Deposit feature image
Direct Deposit

How Early Pay Works: The Benefits of Early Direct Deposit

What Does It Mean to Be Financially Stable? feature image
Savings

What Does It Mean to Be Financially Stable?

Debit Card Fraud Protection Tips feature image
Security

Debit Card Fraud Protection Tips

Emergency Savings Fund: How to Build One feature image
Savings

Emergency Savings Fund: How to Build One

Saving tips to put you on a better financial path forward feature image
Savings

Saving tips to put you on a better financial path forward

Stretch your dollars with the rewards program feature image
Rewards

Stretch your dollars with the rewards program

Top three signs you should consider the 50/30/20 rule. feature image
Savings

Top three signs you should consider the 50/30/20 rule.

Prepaid Debit Cards: How to Use Them for Money Management feature image
Savings

Prepaid Debit Cards: How to Use Them for Money Management

How early direct deposit can be a game changer feature image
Direct Deposit

How early direct deposit can be a game changer

Unlocking the Benefits of Direct Deposit feature image
Direct Deposit

Unlocking the Benefits of Direct Deposit

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Savings

Know the five FICO® score factors

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Rewards

Maximize Returns on Your Rewards

3 Ways You Can Make Bills Less Painful feature image
Bill Pay

3 Ways You Can Make Bills Less Painful

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Bill Pay

Which bill paying personality are you?

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  1. The bill pay feature, powered by Papaya, is available through the myWisely® app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank, Pathward or a [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or a [Mastercard, Visa] endorse this offer.
  2. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely® app or at mywisely.com.
  3. Standard message and data rates may apply.
  4. eGift Card cash back offers are powered by Blackhawk Network and range from 2% - 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the Wisely Rewards savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards feature for eGift cards. These optional offers are not a Fifth Third Bank, Pathward, or [Mastercard, Visa] product or service, nor does Fifth Third Bank, Pathward or [Mastercard, Visa] endorse this offer.
  5. You must opt-in to early direct deposit on mywisely.com or myWisely® mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely® app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. Additional Identification verification is required.
  6. While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
  7. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card.

Footnotes

  1. Cash back rewards on purchases at participating merchants are powered by Dosh Rewards. Opt-In is required for Dosh Rewards only. Most Cash Back Rewards will appear in your Wisely Rewards savings envelope within the next calendar month following your completed transaction. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards features for purchases and eGift cards. These optional offers are not Fifth Third Bank, Pathward, Mastercard, or Visa products or services, nor does Fifth Third Bank, Pathward, Mastercard, or Visa endorse these offers. ↩
  2. You must opt-in to early direct deposit on mywisely.com or my Wisely mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or my Wisely app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. Additional Identification verification is required. ↩
  3. Please allow up to 3 weeks for funds to be loaded to the card after initial set up of direct deposit to your card. ↩
  4. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely app or at mywisely.com. ↩
  5. The Wisely card is not a credit card. It is a prepaid card and does not build credit. ↩

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.
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