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Financial Wellness

Welcome to Wisely® Financial Wellness!

Whether you’re new here or have already mastered the ways of the Wisely® card, there’s always something to learn. Just click an article below for quick money management tips, tricks, and general info you can use to reach an even brighter financial future.

Wisely Financial Wellness
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Featured Article | Money Management

Financial Planning in Your 20s: 9 Smart Money Moves to Help Build Your Future

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Financial Planning in Your 20s: 9 Smart Moves feature image
Money Management

Financial Planning in Your 20s: 9 Smart Moves
Split Direct Deposit: How It Works & Why It Helps feature image
Direct Deposit

Split Direct Deposit: How It Works & Why It Helps
Bank Account Takeover Fraud Protection feature image
Security

Bank Account Takeover Fraud Protection
How to Start Building Credit for Beginners feature image
Money Management

How to Start Building Credit for Beginners
Responsible Spending for Financial Stability feature image
Money Management

Responsible Spending for Financial Stability
Benefits of Online Bill Pay for Better Money Management feature image
Bill Pay

Benefits of Online Bill Pay for Better Money Management
How to Use Loud Budgeting to Manage Your Money feature image
Savings

How to Use Loud Budgeting to Manage Your Money
Budgeting Basics: Easy Ways to Manage Your Money feature image
Savings

Budgeting Basics: Easy Ways to Manage Your Money
How Early Pay Works: The Benefits of Early Direct Deposit feature image
Direct Deposit

How Early Pay Works: The Benefits of Early Direct Deposit
What Does It Mean to Be Financially Stable? feature image
Savings

What Does It Mean to Be Financially Stable?
Debit Card Fraud Protection Tips feature image
Security

Debit Card Fraud Protection Tips
Emergency Savings Fund: How to Build One feature image
Savings

Emergency Savings Fund: How to Build One
Saving tips to put you on a better financial path forward feature image
Savings

Saving tips to put you on a better financial path forward
Stretch your dollars with the rewards program feature image
Rewards

Stretch your dollars with the rewards program
Top three signs you should consider the 50/30/20 rule. feature image
Savings

Top three signs you should consider the 50/30/20 rule.
Prepaid Debit Cards: How to Use Them for Money Management feature image
Savings

Prepaid Debit Cards: How to Use Them for Money Management
Unlocking the Benefits of Direct Deposit feature image
Direct Deposit

Unlocking the Benefits of Direct Deposit
Know the five FICO<sup>®</sup> score factors feature image
Savings

Know the five FICO® score factors
Maximize Returns on Your Rewards feature image
Rewards

Maximize Returns on Your Rewards
3 Ways You Can Make Bills Less Painful feature image
Bill Pay

3 Ways You Can Make Bills Less Painful
Which bill paying personality are you? feature image
Bill Pay

Which bill paying personality are you?
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  1. The bill pay feature, powered by Papaya, is available through the myWisely app. Additional terms and limits apply. This optional offer is not a Fifth Third Bank or a Mastercard or Visa product or service, nor does Fifth Third Bank, Mastercard or Visa endorse this offer.
  2. You must opt-in to early direct deposit on mywisely.com or myWisely® mobile app. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Please see full disclosures on mywisely.com or myWisely® app. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card.
  3. Amounts transferred to your savings envelope will no longer appear in your available balance. You can transfer money from your savings envelope back to your available balance using the myWisely® app or at mywisely.com.
  4. eGift Card cash back offers are powered by Blackhawk Network and range from 2% - 12%, depending on the gift card that is purchased. Cash Back amounts will be disclosed before you select a gift card. Please review the Terms and Conditions of each eGift card product before purchase. Funds from all Rewards can be moved from the Wisely Rewards savings envelope into the available balance on your card. You must log in to myWisely to access the Rewards feature for eGift cards. These optional offers are not a Fifth Third Bank, Mastercard or Visa product or service, nor does Fifth Third Bank or Mastercard or Visa endorse this offer.
  5. To view applicable fees, please log in to the myWisely® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
  6. Standard message and data rates may apply.
  7. These services are offered by Self Financial Inc., an independent third-party provider. Additional service fees may apply. Results may vary. An improved credit score is not guaranteed. Not all lenders consider scores influenced by rent or utility payments.
  8. While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please log in to the myWisely® app or mywisely.com to see your cardholder agreement and list of all fees for more information.
  9. See your Cardholder Agreement for full zero-liability information. Under MasterCard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by MasterCard or to unregistered cards. Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.
  10. If you have a Wisely Pay or a Wisely Cash card (see back of your card), access to certain features or loading funds from sources other than the company you received your card through requires you to verify your identity, which you can request in the myWisely app or by calling the number on the back of your card. The identity verification process utilizes your personal information already on file, which must be validated. Card may be restricted or closed if your identity cannot be verified. This may not be available to all cardholders. If you have a Wisely Direct card (see back of card), your identity has already been verified.
  11. Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card.

The Wisely Pay Visa® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Wisely Pay Mastercard® is issued by Fifth Third Bank, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A. The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association. The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.
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