What is an ATM surcharge?

An ATM surcharge is a fee charged to non-customers who use the machines for cash withdrawals. This fee is over and above any transaction fees charged by your bank or card issuer. While the fee can vary, typically ranging from $1.25 to $3.15, it’s a way for ATM owners to cover maintenance and operational costs. To avoid these, search for “surcharge-free ATMs near me” that don’t impose these additional fees, offering a cost-effective way to access your cash. To find your nearest ATM, use the locator within the myWisely^® app or visit mywisely.com.

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