How does my reloadable debit card work?

Reloadable debit cards let you load and spend money without many of the typical charges associated with traditional bank cards. Wisely makes it easy to manage your funds efficiently and securely. Here’s how reloadable debit cards work:

• Fund your card – Easily add money through direct deposit, cash reloads at thousands of locations, or bank transfers.
• No overdraft fees – You can only spend the money you have, which prevents overdraft fees.
• No hidden charges – All potential fees are disclosed upfront, helping to ensure no surprises.
• Surcharge-free ATMs – Withdraw cash from a broad network of ATMs without any extra fees. Check your cardholder agreement for specific details.
• Manage your money – Use prepaid reloadable cards for everyday purchases, bill payments, and money transfers.